The Supreme Court judgment a couple of weeks ago raised many spirits, mostly justified. Some insurers have already invited claims submissions, others are waiting for the declarations that the parties to the action and the court should finalise soon. In other words, it’s time to be getting claims prepared. Quite apart from other considerations, time…

The Supreme Court judgment in the FCA test case is highly favourable to policyholders. One aspect it has clarified is that where the claim is based on an occurrence of COVID-19 within a specified radius, it is enough for the insured to prove that there was at least one such occurrence in the area. In…

This morning’s Supreme Court judgment is welcome and encouraging. Essentially, the Court rejected all insurers’ appeals from the lower court hearing and clarified many issues. The key points are: If there is at least one episode of COVID-19 within the insured radius, the “continuous cause” decision of the lower court is upheld An instruction given…

Last week the High Court delivered its judgment in the FCA Test Case. This has been rightly greeted as a victory for many business interruption policyholders whose COVID-19-related claims had been rejected. In adopting causation as the central pleading in its case, the FCA achieved a ruling going to the heart of quantum in persuading…

At Thompson and Bryan we are offering a service for all our partner brokers’ policyholders eligible for FOS adjudication on their claims. We shall be working with the brokers on this project, which will be managed by dedicated colleagues. Necessary preliminaries Before you can make a referral to FOS, insurers must have given you a…

We have given much thought to ways in which we can help once you have a rejection letter from your insurer. There has been much publicity about possible class actions and the Financial Conduct Authority (FCA) has announced that it will start High Court proceedings to get what it describes as legal certainty when it…

Every crisis develops in two phases: identification and understanding, followed by action. And in the world of Covid-19 claims we’re now moving into the second. We’ve spent many weeks understanding and analysing policies and, latterly, the repudiation letters, often coming out in common form without regard for the individual policyholders’ policies and circumstances. It’s time…

The path the covid virus is tracking through humankind is well recorded and following the predictions of the medics and scientists who know it. And so it is with its vicarious progress through the insurance world. We have all been able to predict the business effects, the financial shock, and the responses of insurers to…

Life is changing for us all in the Covid-19 crisis, and as well as the immediately felt changes in our personal routines, we see what’s happening in the commercial world. In the insurance sector in particular there have been significant developments since our last update to you. As soon as the insurance implications became known…

The Supreme Court judgment a couple of weeks ago raised many spirits, mostly justified. Some insurers have already invited claims submissions, others are waiting for the declarations that the parties to the action and the court should finalise soon. In other words, it’s time to be getting claims prepared. Quite apart from other considerations, time…

The Supreme Court judgment in the FCA test case is highly favourable to policyholders. One aspect it has clarified is that where the claim is based on an occurrence of COVID-19 within a specified radius, it is enough for the insured to prove that there was at least one such occurrence in the area. In…

This morning’s Supreme Court judgment is welcome and encouraging. Essentially, the Court rejected all insurers’ appeals from the lower court hearing and clarified many issues. The key points are: If there is at least one episode of COVID-19 within the insured radius, the “continuous cause” decision of the lower court is upheld An instruction given…

Last week the High Court delivered its judgment in the FCA Test Case. This has been rightly greeted as a victory for many business interruption policyholders whose COVID-19-related claims had been rejected. In adopting causation as the central pleading in its case, the FCA achieved a ruling going to the heart of quantum in persuading…

At Thompson and Bryan we are offering a service for all our partner brokers’ policyholders eligible for FOS adjudication on their claims. We shall be working with the brokers on this project, which will be managed by dedicated colleagues. Necessary preliminaries Before you can make a referral to FOS, insurers must have given you a…

We have given much thought to ways in which we can help once you have a rejection letter from your insurer. There has been much publicity about possible class actions and the Financial Conduct Authority (FCA) has announced that it will start High Court proceedings to get what it describes as legal certainty when it…

Every crisis develops in two phases: identification and understanding, followed by action. And in the world of Covid-19 claims we’re now moving into the second. We’ve spent many weeks understanding and analysing policies and, latterly, the repudiation letters, often coming out in common form without regard for the individual policyholders’ policies and circumstances. It’s time…

The path the covid virus is tracking through humankind is well recorded and following the predictions of the medics and scientists who know it. And so it is with its vicarious progress through the insurance world. We have all been able to predict the business effects, the financial shock, and the responses of insurers to…

Life is changing for us all in the Covid-19 crisis, and as well as the immediately felt changes in our personal routines, we see what’s happening in the commercial world. In the insurance sector in particular there have been significant developments since our last update to you. As soon as the insurance implications became known…

The Supreme Court judgment a couple of weeks ago raised many spirits, mostly justified. Some insurers have already invited claims submissions, others are waiting for the declarations that the parties to the action and the court should finalise soon. In other words, it’s time to be getting claims prepared. Quite apart from other considerations, time…

The Supreme Court judgment in the FCA test case is highly favourable to policyholders. One aspect it has clarified is that where the claim is based on an occurrence of COVID-19 within a specified radius, it is enough for the insured to prove that there was at least one such occurrence in the area. In…

This morning’s Supreme Court judgment is welcome and encouraging. Essentially, the Court rejected all insurers’ appeals from the lower court hearing and clarified many issues. The key points are: If there is at least one episode of COVID-19 within the insured radius, the “continuous cause” decision of the lower court is upheld An instruction given…

Last week the High Court delivered its judgment in the FCA Test Case. This has been rightly greeted as a victory for many business interruption policyholders whose COVID-19-related claims had been rejected. In adopting causation as the central pleading in its case, the FCA achieved a ruling going to the heart of quantum in persuading…

At Thompson and Bryan we are offering a service for all our partner brokers’ policyholders eligible for FOS adjudication on their claims. We shall be working with the brokers on this project, which will be managed by dedicated colleagues. Necessary preliminaries Before you can make a referral to FOS, insurers must have given you a…

We have given much thought to ways in which we can help once you have a rejection letter from your insurer. There has been much publicity about possible class actions and the Financial Conduct Authority (FCA) has announced that it will start High Court proceedings to get what it describes as legal certainty when it…

Every crisis develops in two phases: identification and understanding, followed by action. And in the world of Covid-19 claims we’re now moving into the second. We’ve spent many weeks understanding and analysing policies and, latterly, the repudiation letters, often coming out in common form without regard for the individual policyholders’ policies and circumstances. It’s time…

The path the covid virus is tracking through humankind is well recorded and following the predictions of the medics and scientists who know it. And so it is with its vicarious progress through the insurance world. We have all been able to predict the business effects, the financial shock, and the responses of insurers to…

Life is changing for us all in the Covid-19 crisis, and as well as the immediately felt changes in our personal routines, we see what’s happening in the commercial world. In the insurance sector in particular there have been significant developments since our last update to you. As soon as the insurance implications became known…